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NJ & NY loans. Free mortgage consultation toll free 800-327-0123 loans for credit scores 500+
Current Interest Rates
Fixed Rate Programs
[ Adjustable Rate Programs
]
| Rates as of December 12, 2018 10:02:09 AM Old Date? | Lock days |
Qualifying Ratios |
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| Program | Calculator | Rate | Points | APR | ||
| Conforming 30 year FRM |  |
4.500 | 0.000 | 4.532 | 30 | 34 / 45 Prequalify |
| 720 Fico score | ||||||
| Conforming 20 year FRM | |
4.375 | 0.000 | 4.410 | 30 | 34 / 45 Prequalify |
| apply now | ||||||
| Conforming 15 year FRM | |
3.875 | 0.000 | 3.938 | 30 | 34 / 45 Prequalify |
| rates dropped slightly. Act now! | ||||||
| FHA 30 year FRM | |
4.250 | 0.000 | 4.988 | 30 | 35 / 45 Prequalify |
| Purchase with 3.5% downpayment fico 580+ avail | ||||||
| FHA 15 year FRM | |
3.750 | 0.000 | 4.425 | 30 | 28 / 36 Prequalify |
| - | ||||||
| Jumbo 30 year FRM | |
4.875 | 0.000 | 4.887 | 30 | 28 / 36 Prequalify |
| 679,650 to $2.000,000 | ||||||
| Jumbo 20 year FRM | |
4.625 | 0.000 | 4.643 | 30 | 28 / 36 Prequalify |
| - | ||||||
| Jumbo 15 year FRM | |
4.375 | 0.000 | 4.398 | 30 | 28 / 36 Prequalify |
| loans up to $1,000,000 | ||||||
Adjustable Rate Programs
| Rates as of December 12, 2018 10:02:09 AM Old Date? | Lock days |
Qualifying Ratios |
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| Loan Program | Rate | Points | APR | Index | Margin | Caps | ||
| Conforming 30/5/1 ARM | 3.875 | 0.000 | 4.816 | LIBOR | 2.750 | 2/2/5 | 30 | 28 / 36 Prequalify |
| - | ||||||||
| Conforming 30/7/1 ARM | 4.000 | 0.000 | 4.716 | LIBOR | 2.750 | 5/2/5 | 30 | 28 / 36 Prequalify |
| - | ||||||||
| Jumbo 30/5/1 ARM | 4.625 | 0.000 | 5.108 | LIBOR | 2.750 | 2/2/5 | 30 | 28 / 36 Prequalify |
| - | ||||||||
| Jumbo 30/7/1 ARM | 4.500 | 0.000 | 4.838 | LIBOR | 2.750 | 2/2/5 | 30 | 28 / 36 Prequalify |
| - | ||||||||
Please note:
Rates Last Updated: 7/15/2018 11:43:19 AM |
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