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Mortgage Rate Trend Survey
Monday, Jan 30, 2012

The Mortgage Rate Trend Survey summarizes where mortgage professionals think mortgage rates are headed in the future. To conduct this survey, Mortgage-X asks more than 250 experts in the mortgage field about their expectations for the mortgage market.
Over the next 30 days: Over the next 90 days:
rates will rise significantly: 0.0% rates will rise significantly: 10.7%
rates will rise slightly: 39.3% rates will rise slightly: 28.6%
 rates will remain unchanged: 42.9%  rates will remain unchanged: 46.4%
rates will decline slightly: 14.3% rates will decline slightly: 14.3%
rates will decline significantly: 3.6% rates will decline significantly: 0.0%
Currently, about 43% of the participating mortgage professionals believe mortgage rates will remain unchanged over the next 30 days and 46% believe mortgage rates will remain unchanged over the next 90 days.
Participating Mortgage Companies (a partial list):
  • Choice Finance
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
    Comment by Eric: Rates looking good. lock!
  • Jock Patterson
    Vote: () () Over the next 30 days rates will decline significantly; over the next 90 days rates will decline slightly.
    Comment by Raymond Denton: Interest rates will decline and then hold steady, for the next two years.
  • Minnesota Best Rates .com - Metzler Team at MUI
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
    Comment by Joseph Metzler, NMLS #274132: St Paul, MN as of 1/30/2012: Rates still at historic lows. DON'T WAIT. Expect rates to creep up slowly from these lows! Lock in these amazing savings and smile! CLICK OUR NAME LINK TO APPLY for www.MnBestRates.com
  • American Mortgage
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
    Comment by George Tesfa: There is no strength for equity market to rise. Euro and Europe will pull the market down for the next few days. Mortgage rate will remain in this low level.
  • Cambria Mortgage
    Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
    Comment by Brad Christensen NMLS#290074: Please call my 24 HOTLINE for more information 612.240.9922
  • Wells Fargo Home Mortgage
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise significantly.
    Comment by David Mordue - NMLS# 120640: Home Sales are Still VERY soft. Expecting a decrease in income ? Don't wait! Programs still available if you owe more than your home is worth... but these programs have limits...don't let a declining home value make you miss out on low rates!
  • TD Bank Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise significantly.
  • Louisville Kentucky Mortgage Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  • Mortgage One, Inc. Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise slightly.
  • Luett Mortgage Group, a production unit of Wintrust Mortgage Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
  • Mortgage Rate Forecaster Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  • Priority 1st Mortgage Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  • Lakewood Lending Group, LLC Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
  • Ken Lambert Mortgage Enterprises, Inc. Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise significantly.
  • TexasLending.com
    Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  • Your Town Mortgage
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  • Academy Mortgage
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  • iLoan
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  • Go To Loan Guru
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
  • Five Star Mortgage
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will remain unchanged.
  • Avail Mortgage Corp
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will remain unchanged.
  • Countryside
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
Note: Mortgage-X is not responsible for decisions based on the Mortgage Rate Trend Survey. The reported Survey results are for informational purposes only.

Attention Mortgage Professionals: Mortgage Rate Trend Survey Participation


Interest Rate Forecasting: Economic Indicators  |  Mortgage Market Survey  |   Interest Rate Trends

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Mortgage professionals are welcome to participate!
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