• Choice Finance
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
  Comment by BJ Matson: FLOAT if you are 7 days or more away from settlement.
• Ascension Lending
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  Comment by Bryan St. George: In this everchanging market look for rates to drop slightly with worsening economic reports. Call today to lock your refinance rate. www.AscensionLending.com
• Pacific Crest Financial
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will remain unchanged.
  Comment by Barry Silver: I think as the markets settle a bit over the new few months, digesting the Fed's moves and seeing where the economy REALLY is going, we may see some upward price drift. I am advising all my clients to lock in today's rates and try to close as soon as they
• Luxury Mortgage Group - High Rise Condo Lender
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
  Comment by Jason Fox: Interest rates on Jumbo and Super Jumbo's are continuing to rise. Lenders are pushing away from their jumbo offerings and causing rates to increase.
• Asset Center Inc.
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  Comment by Solomon Skolnick: There is nothing in the underlying market that suggests a trend toward change.
• Elite Mortgage Solutions, Inc.
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  Comment by Shannon Luscher: I don't anticipate a great deal of change in the near term.
• Pier West Capital, Inc.
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  Comment by Matt Davis: Rates, overall will continue to decline but will be somewhat choppy as daily economic news coupled with 2nd quarter results continue to reveal the extent of the housing effect.
• Solid Rock Mortgage Corporation
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  Comment by Robert D. Ashby, CMPS CITRMS: Check out my daily mortgage market commentary at Florida Mortgage Daily (dot com)
• American Legacy Mortgage, Inc.
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
  Comment by Christopher Vaughn: I believe the rates have gotten as low as they will get, and with the market slump bottoming out, and starting to improve, they will soon be on the rise to mirror the economy.
• Mid-South Lending
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
  Comment by Donnell Cobbins: In my judgement, given the finanical climate, many lenders will not pass on the recent rate cut by the Feds to consumers.

• Bluewater Equity Mortgage Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
• Amtex Lending Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
• AAA Mortgage Corp. Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
• Fast Results Mortgage.com Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
• TMG Mortgage Group Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
• Brentwood Mortgage Services Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
• Legacy Mortgage Assoc.LLC Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
• Waterstone Mortgage Corporation Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.

• Metzler Mortgage Group at MUI / GRM
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
• Security Mortgage Corporation
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
• Griffin Financial Mortgage, LLC
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
• American Dream Mortgage
  Vote: () () Over the next 30 days rates will rise significantly; over the next 90 days rates will rise significantly.
• Villa Nova Financing Group, LLC
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
• All Western Mortgage
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
• First Mortgage Corporation
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
• Homerun Financial Inc.
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.