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Mortgage Rate Trend Survey
Monday, Mar 15, 2010

The Mortgage Rate Trend Survey summarizes where mortgage professionals think mortgage rates are headed in the future. To conduct this survey, Mortgage-X asks more than 250 experts in the mortgage field about their expectations for the mortgage market.
Over the next 30 days: Over the next 90 days:
rates will rise significantly: 3.4% rates will rise significantly: 24.1%
rates will rise slightly: 31.0%  rates will rise slightly: 37.9%
 rates will remain unchanged: 51.7% rates will remain unchanged: 20.7%
rates will decline slightly: 13.8% rates will decline slightly: 17.2%
rates will decline significantly: 0.0% rates will decline significantly: 0.0%
Currently, about 52% of the participating mortgage professionals believe mortgage rates will remain unchanged over the next 30 days and 38% believe mortgage rates will rise slightly over the next 90 days.
Participating Mortgage Companies (a partial list):
  • Griffin Financial Mortgage, LLC
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
    Comment by Raymond Denton: The 10 year treasury bond will go up and down.
  • Minnesota Best Rates .com - Metzler Team at MUI
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
    Comment by Joseph Metzler: Positive market news and FED winding down the buying of Mortgage Backed Securities = RATES ARE RISING! Rates anticipated to be near 5.5% - 5.75% by late spring. If you were thinking of doing something, DO IT NOW.
  • Star Mortgage
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
    Comment by Lew Corcoran: Economic reports indicate that we may have hit bottom on the recession, and some companies are beginning to see improved profits. Improving economic conditions, the massive gov't debt, and fear of inflation may lead to higher rates soon.
  • Wells Fargo Home Mortgage
    Vote: () () Over the next 30 days rates will rise significantly; over the next 90 days rates will rise significantly.
    Comment by David Mordue: Time is running out on the Government's plan to buy Mortgages in the secondary market. We're also seeing the Home Affordable Refinance ( HARP ) program come to an end in June. If you're considering refinancing... DO IT NOW!!
  • Choice Finance
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
    Comment by BJ Matson: Lock in your rate before pricing gets away from you.. They're still low, but it's only a matter of time as they keep creeping up.
  • EskoKiuru.com
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
    Comment by Esko: There is going to be very little movement in mortgage rates for now. The Fed is still active in the mortgage bond market, keeping rates in check. Slight rise is expected later in the spring.
  • Ken Lambert Mortgage Enterprises, Inc.
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise significantly.
    Comment by Ken Lambert: Rates will stay where they are (pretty low) over the next few weeks- mostly because mortgage applications are pretty low right now. However, with the various Fed decisions and changes, rates have to go up. In 6 months, could be at 6.50% or so.
  • Security National Mortgage
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise significantly.
    Comment by Jason Parker: This week is filled with influential data and noteworthy events. There is an FOMC meeting, $118 billion in Treasury auctions, several housing market indicators, and a read on GDP as the week comes to a close. For rates or quesitons call: 801-990-7439.
  • Solid Rock Mortgage Corporation
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise significantly.
    Comment by Robert D. Ashby, CMPS: Don't forget to follow my predictions on floridamortgagedaily.com (daily) and lenderama.com (weekly)
  • Edgewater Home Loans
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
    Comment by Brad Christensen: Please contact my 24 HOTLINE for more information 612.240.9922
  • Clarion Mortgage
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
    Comment by Rick Pelleriti: -As the Fed begins to signal their exit strategy of subsidizing the historically low interest rates, I would expect the market to anticipate that and lenders will move to increase rates.
  • Academy Mortgage
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise significantly.
    Comment by Toby Lane: -Not much economic data coming out this week, but there was some good news last week that caused rates to climb. I think inflation is still a concern, so we need to be on the look out for a significant increase in rates in the future.
  • First Choice Bank
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
    Comment by Gerald Santoro: -Rates are going to inevitably rise, the question is how soon. I believe we will continue in the range that we are currently in up or down about .25% to.375% at least until the first quarter.
  • Inlanta Mortgage
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
    Comment by Dennis Hardy: - We are not out of the woods yet. I see rates remaining steady at today's levels and in the near future, lowering back to where we were early last week. www.MadisonMortgageguys.com
  • RPM Mortgage
    Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
    Comment by John C. Glynn: Expecting choppy waters here as the markets wrestle with stronger economic news headlines with 'less than meets the eye' subtext, e.g., unemployment.
  • John Le Francois @ Direct Access Lending NV-Broker # 405 Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  • Valley Wide Mortgage Services Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  • FHA Loan Houston Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  • Mercantile Mortgage Corporation Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise significantly.
  • Five Star Mortgage Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
  • Trump Financial Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise significantly.
  • Reverse Mortgage Center of Idaho Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  • Wintrust Mortgage Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  • Cendera Funding
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
  • Carolina Mortgage Authority, Inc.
    Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise slightly.
  • iLoan
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.
  • Go To Loan Guru
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
  • Asset Center Inc.
    Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
  • Home Equity Mortgage, LLC
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  • Metro Mortgage Company
    Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise slightly.
  • Atlantic Coast Mortgage
    Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
Note: Mortgage-X is not responsible for decisions based on the Mortgage Rate Trend Survey. The reported Survey results are for informational purposes only.

Attention Mortgage Professionals: Mortgage Rate Trend Survey Participation


Interest Rate Forecasting: Economic Indicators  |  Mortgage Market Survey  |   Interest Rate Trends

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