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National Average Mortgage Rates

Weekly Rate & Points
Week Ending: January 27, 2012
  Average Rate Points
30 year FRM 3.98 (+0.10) 0.7
15 year FRM 3.24 (+0.07) 0.8
5/1 ARM 2.85 (+0.03) 0.7
1 year ARM 2.74 (+0.00) 0.6
Week Ending: January 20, 2012
  Average Rate  Points
30 year FRM 3.88 (-0.01) 0.8
15 year FRM 3.17 (+0.01) 0.8
5/1 ARM 2.82 (+0.00) 0.7
1 year ARM 2.74 (-0.02) 0.6
1 Month Ago (December 30, 2011)
  Average Rate Points
30 year FRM 3.95 0.7
15 year FRM 3.24 0.8
5/1 ARM 2.88 0.6
1 year ARM 2.78 0.6
1 Year Ago (January 21, 2011)
  Average Rate Points
30 year FRM 4.74 0.8
15 year FRM 4.05 0.8
5/1 ARM 3.69 0.7
1 year ARM 3.25 0.6
Daily Rate / Points Jan.30 Jan.31 Feb.1 Feb.2 Feb.3
30 Year FRM 4.05 / 0.3 4.05 / 0.4 4.05 / 0.3 4.02 / 0.4 4.04 / 0.4
15 Year FRM 3.65 / 0.1 3.65 / 0.1 3.65 / 0.1 3.65 / 0.1 3.65 / 0.1
Will mortgage rates ↑rise or ↓fall? Visit our Mortgage Rate Trend Survey!
3-month Chart: 30 year FRM, 15 year FRM, 1 year ARM, 5/1 ARM
Daily Rate / Points ~ Source: Mortgage-X (we publish the average rate and points each business day at or around 12:30 PM Eastern time).
Weekly Values ~ Source: 'Primary Mortgage Market Survey' (a weekly mortgage survey provided by Freddie Mac).

See Also: National Monthly Average Mortgage Rate History + Historical Mortgage Rate Data (Weekly Values)
Mortgage Market News
  • The Latest Rate News From GOOGLE
  • Recent Mortgage News From YAHOO
  • A lender that wants your business will be also glad to keep you informed of mortgage market trends and the latest changes in mortgage rates
  • Some mortgage companies and large financial institutions publish rate surveys on their Internet sites
  • HSH Associates' (www.hsh.com) Weekly Market Trends
  • Freddie Mac's (www.freddiemac.com) Primary Market Mortgage Survey
  • Mortgage News Daily (www.mortgagenewsdaily.com) provides up to the minute news for the mortgage and real estate industries
  • Other sources are business newspapers and the business section of your local newspapers

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